How much can I borrow?

No home loan calculators on our website and there is a good reason.

The story goes like this.

You click on someone else’s calculator and put in the numbers and bingo you can borrow $750,000!

No home loan calculators on our website and there is a good reason.

The story goes like this.

You click on someone else’s calculator and put in the numbers and bingo you can borrow $750,000!

Well maybe you can but too many times you can’t. These calculators are simply a way of getting you hooked and only after you have taken the bait do you discover all the variables in crunching your numbers. Suddenly you can only borrow $600,000.

Lucky you didn’t put an offer on that property.

Give us a call and we’ll give a lot more comfort in your borrowing capacity and which lender will give you the most. They are not all the same.print
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There is an argument that in Australia too many of us look at property with the potential for a sizeable “profit” in the short term, say three to five years, when in fact many other nationalities see this kind of investment as a ten to twenty year proposition. This short term idea is a mindset that is in stark contrast to the majority of us that buy property, either owner occupier or investment. By and large we really do intend to hold this property for the longer term so the quick buck philosophy should not enter the equation.

 
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