Good time to buy property?

 In the context of this article  weighting  essentially means deciding whether to invest in propert... Read More..

First Home Buyers Assistance

At the outset let’s make it clear this article is not about the First Home Owners Grant but if you a... Read More..

How much can I borrow?

No home loan calculators on our website and there is a good reason. The story goes like this. You ... Read More..

Interest rates

At Select Mortgage Services we are not licensed to give financial or legal advice but we are allowed... Read More..

Parental Guarantees

Parental Guarantees come in to play when you, or perhaps you and your partner, wish to buy a home bu... Read More..

What does overcapitalising mean?

You may have the heard the word before. “Be careful not to overcapitalise” or “that property is over... Read More..

Your first property purchase

There have been many articles and even books written about buying property and all of them probably ... Read More..

First Home Owners Grant

Within the industry the First Home Owners Grant is often referred to as the FHOG (Fog) and quite sim... Read More..


For most people the thought of refinancing is triggered by comparing your current interest rate with... Read More..

How to apply for a home loan

We’ve made an assumption that anyone reading this is more than likely a first home buyer however if ... Read More..

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There is an argument that in Australia too many of us look at property with the potential for a sizeable “profit” in the short term, say three to five years, when in fact many other nationalities see this kind of investment as a ten to twenty year proposition. This short term idea is a mindset that is in stark contrast to the majority of us that buy property, either owner occupier or investment. By and large we really do intend to hold this property for the longer term so the quick buck philosophy should not enter the equation.

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