Picture This

You have made a decision to borrow some money, whether for a property purchase or any other goal you may have set yourself.

Where to from here?

In days gone by you would have had to contact your bank manager (please wait, your call is important to us!) and, if you got through to someone, you were given a date and time that suited them. And when you finally got that interview all they are going to show you are their products and their rates.

Instead you could call Symes Financial Solutions, and your call definitely is important to us.

We’ll come to you at your time and your convenience and we’ll show you as many lenders and products as you want to see! We’ll also tell you about any special promotions that occur from time to time like zero application fees.

And it doesn’t stop there.

We’ll make sure we are with you all the way from initial contact through to settlement and beyond. We want to do this loan, and the next one, and the next one.

Go on, give us a call.

Oooops, nearly forgot. Our service is free.

Demystifying Home Loans

Home loan lending is not rocket science. There are a four fundamentals to every application and if the lender can give you a tick on all of these you are almost there.

Lets have a look at them.

Capacity: Do you have the financial means (income) to meet all your fixed commitments, including this loan?

Collateral: Is the security you are offering sufficient to cover the amount of the loan?

Character: Do you have a clean credit history and have you showed stability in your place of residence and your employment?

Conditions: Are there any special conditions or circumstances that might effect the property or your employment? For example you are on a short term contract.

It does go a bit beyond these basic ingredients and that’s where Symes Financial Solutions come in. We’ve done our studies and passed our exams and we dig a bit deeper. And then we come up with suggestions.

We’ll tell you when we think you should fix the rate; or hedge your bets and take a split facility; or when NOT to take a credit line for an investment property.

That’s our job, that’s our commitment and that’s why loans should be always about talking to someone who really cares about your financial affairs.


© Copyright 2006 \| Symes Financial Solutions (Licence 1891)