Home Loan, Personal Loan, Investment Loan, Debt Consolidation, Car Loans, Finance, Business Loans, Commercial Finance, Symes Financial Solutions, Richard Symes, Symes Financial, Perth Western Australia

More than Just a Home Loan

We have the view that there are three critical ingredients to a loan.

  • a client who has a need
  • a lender who has the funds
  • a broker to find the best match between the first two

It is a simple but effective way of demonstrating who we are and what we do and perhaps the next step is for you to try us out and judge for yourself.

If you have a finance need of any kind look at the list below and see if we can help you.

  • Owner Occupier and Investment Home Loans
  • Revolving Lines of Credit
  • Reverse Mortgages
  • Lo-Doc and No-Doc loans
  • Home Improvement loans
  • Business Loans
  • Commercial Property Loans
  • Chattel Mortgage loans for Plant and Equipment
  • Pre-approvals
  • Personal Loans

We’re here to help 24/7. Just give us a call.

Your Loan, Your Needs ...

The first bit of advice we can give you is once you have made up your mind you need some form of financial accommodation….. contact us. Don’t get too bogged down in the detail; that’s our job. And don’t waste your time bouncing your loan around five different lenders trying to find the “best deal”; that’s our job. And it doesn’t cost you a cent. Because the lender wants your business they pay us for doing all the work and what’s more they give you the same rate and product you would have got if you approached them direct.

What we do

The first thing we do is listen. You tell us where you are at now financially and where you want to get to in the next 5 to 10 years.

The next step is to pre-qualify you.

Do you meet the acceptable criteria of some or all of our lenders?

Of course you do. Now we’ll offer suggestions and come up with what we think are the best three or four options in terms of product and lender.

It’s ultimately your choice and your decision.

Do you want a lender with a branch network? Or a product with the most flexibility? Fixed rate or variable rate? Split facility?

Our job is to help you through the Mortgage Maze. We’ve been there many times before. We know the way in and of course we know the way out again……….. and every time we think we’ll bring back the solution to your needs.

How Much Can I Borrow?

There are any number of websites telling you how much you can borrow and of course we can also calculate that for you, but is that really what you are looking for?

At Symes Financial Solutions we do it a bit differently and we suggest the question might better be stated as “How much should I borrow”

This slight change in the question prompts you to think ahead. Too often we can think of the present and ignore the future, but shouldn’t we all take stock when we are contemplating one of the biggest financial decisions we might take in our life.

And here’s another thing. If you went to five different “How much can I borrow” websites you will more than likely get five different answers. Why not come to us instead and get the correct answer with one visit?

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